What Is Crypto Acquiring and How Does It Work?
Crypto acquiring is a technology that allows businesses to accept payments in cryptocurrency like Bitcoin, USDT or Ethereum directly from customers — without intermediaries like banks or card networks. It’s the Web3 equivalent of traditional card acquiring but faster, cheaper, and borderless.
The process is simple: the customer chooses to pay with crypto, scans a QR code, and sends funds from their wallet. The acquiring platform processes the transaction on the blockchain and delivers the funds to the business — typically in a stablecoin like USDT. It all takes just a few clicks and a few minutes.
Why Crypto Acquiring Is Becoming a Must-Have for Business
Customers expect more payment options. In 2025, accepting crypto is no longer just “nice to have” — it’s a way to stay competitive. Businesses that support crypto payments gain access to a fast-growing market of crypto-savvy users who value privacy, speed, and control.
Crypto acquiring eliminates cross-border payment barriers, high bank fees, and settlement delays. It’s especially beneficial for e-commerce, digital products, SaaS, and global B2B companies.
Key Benefits of Crypto Acquiring for Businesses
Adopting crypto acquiring brings measurable business advantages — from reducing payment friction to expanding your customer base globally.
Low fees. Platforms like CryptumPay charge as little as 0.5% per transaction — significantly lower than most credit card processors.
No intermediaries. Payments are settled directly between the customer and the business wallet, reducing chargeback risks.
Global reach. Crypto is accessible in countries with limited banking infrastructure. Your store can now serve customers from anywhere.
Security & transparency. Transactions are recorded on the blockchain and protected by cryptography — ideal for high-risk industries.
Improved customer experience. Many users prefer paying in crypto for speed and privacy. Supporting it boosts conversion rates and loyalty.
Full control. With crypto acquiring, businesses receive payments in USDT — eliminating price volatility and easing reconciliation.
Who Can Benefit from Crypto Acquiring?
Crypto acquiring isn’t just for crypto startups — it fits a wide range of industries:
Online stores and marketplaces. Expand internationally and avoid abandoned checkouts due to failed cards or banking restrictions.
SaaS platforms and subscriptions. Enable automated recurring crypto payments with no bank dependencies.
iGaming, casinos, and betting platforms. Reduce fraud, speed up deposits, and offer privacy-first payment options.
Freelance platforms and global payouts. Send and receive payments across borders with no delay or banking fees.
B2B and enterprise services. Settle invoices in minutes, not days, and cut down on wire transfer fees and currency exchange costs.
Digital content and NFT platforms. Crypto-native users expect on-chain payments — meet them where they are.
How Crypto Acquiring Works: Step by Step
Here’s how the typical crypto acquiring flow looks:
- Customer chooses to pay with crypto. No signup, just click and pay with BTC, ETH, USDT, or other supported coins.
- A QR code or wallet address is generated. The customer scans it using any wallet (e.g., MetaMask, Trust Wallet).
- The blockchain processes the transaction. Confirmation time depends on the network but usually takes seconds or minutes.
- The business receives funds. The acquiring platform (like CryptumPay) instantly converts the payment to USDT and credits it to your account.
Best of all? The customer doesn’t need to worry about “gas” fees or missing network tokens — CryptumPay automatically solves this behind the scenes.
How to Accept Crypto on Your Website
Getting started with crypto payments is easier than ever. With CryptumPay, you don’t need to be a developer to enable crypto on your site.
Here’s how it works:
- Sign up and access your business dashboard
- Generate an HTML widget or API key
- Add the payment button to your website or checkout page
- All incoming payments are auto-converted to USDT and stored in your balance
- Set up automated withdrawals to your wallet
Customers can pay with any major cryptocurrency — and CryptumPay handles the complexity: converting, routing, verifying, and processing.
What to Look for in a Crypto Acquiring Provider
Choosing the right crypto acquiring solution can impact your customer experience, risk level, and financial efficiency.
Security. Ensure the platform supports 2FA, secure APIs, AML checks, and transaction monitoring.
Fees. Look for transparent pricing — ideally under 1%. CryptumPay starts at 0.5% and lets you pass the fee to the customer.
Ease of integration. Choose a solution with plug-and-play widgets, sandbox access, and responsive tech support.
Currency flexibility. With CryptumPay, customers can pay with any supported token, and the platform will handle the backend logic and conversions.
Network fee handling. Some wallets don’t have the native token to pay for gas (e.g., TRX or ETH). CryptumPay resolves this by sending the required amount to the wallet temporarily — removing the friction without paying the fee for them.
Why CryptumPay Is the Best Crypto Acquiring Solution in 2025
CryptumPay is designed specifically for modern businesses that want to offer fast, secure, and frictionless crypto payments.
Here’s why it stands out:
- Accepts any major crypto (BTC, ETH, USDT, BNB, TRX, SOL, XRP, and more)
- Auto-converts everything into USDT, shielding you from volatility
- Solves gas token issues for customers via smart contracts
- Offers Face ID and Touch ID confirmation for recurring users
- Commission from 0.5%, with client-side fee option
- Comes with white-label support for branding
- Simple, fast integration with HTML widgets and API
- Real-time settlement and automated withdrawals
CryptumPay removes the headaches of crypto and turns it into a seamless payment experience — both for your business and your customers.
FAQ: Crypto Acquiring Explained
What’s the difference between crypto acquiring and crypto processing?
Crypto acquiring is the full package: accepting, converting, and managing crypto payments for businesses. Processing is just the technical backend.
Which cryptocurrencies can I accept?
With CryptumPay, your customers can pay with any supported coin — BTC, ETH, TRX, BNB, XRP, and more. You don’t need to set it up manually.
Do I need my own wallet?
You’ll need a wallet to withdraw funds, but all payments are automatically converted and held in USDT in your CryptumPay account.
Is it safe for my customers?
Yes. All transactions are encrypted, verified on-chain, and protected by modern security tools like 2FA and AML screening.
Who pays the network fee (gas)?
Your customers do, but CryptumPay makes sure they have the required network token by sending it in advance when needed. No failed transactions due to missing gas.
Can I integrate crypto payments without a developer?
Yes! CryptumPay offers copy-paste HTML widgets and clear documentation — so you can get started in hours, not weeks.
Conclusion: Should You Enable Crypto Acquiring?
Crypto acquiring is no longer just a futuristic idea — it’s a present-day advantage. It helps you accept payments from anywhere, reduce costs, and give your customers the flexibility they expect.
With platforms like CryptumPay, accepting crypto is finally simple, secure, and scalable. If you're not offering it yet — you're leaving money on the table and users at the door.
